About Schaefer & Delauder Insurance

In what States do we Offer Insurance?

As an independent insurance agent located in Germantown and Frederick, Maryland, we serve residents and businesses of Maryland, District of Columbia, Virginia, West Virginia, North Carolina, New York , Delaware and Pennsylvania. 

What Insurance Carriers do we Work With?

In addition to ERIE Insurance Group policies, we help you meet your coverage needs through our relationships with a variety of the best insurance carriers in the business, such as Progressive, AIC, Foremost, Travelers, AFLAC, Illinois Mutual, Fidelity National, TapCo and Golden Rule, to name a few. (Coverage in Delaware is limited to Progressive and Travelers.) Having access to a diverse group of excellent insurance carriers allows us to tailor just the right personal, commercial or financial insurance policy or program to best match your price and protection requirements.


Schaefer & Delauder Insurance and Delauder Insurance Agency Merge

Schaefer Insurance Services and Delauder Insurance Agency have combined their resources.

 We are pleased to announce that we have merged our resources here in Germantown and Frederick, MD, at the Schaefer Insurance Services in Germantown, MD, with the Delauder Insurance Agency in Frederick, MD, to better server the residents and businesses of both Montgomery and Frederick counties.

At this time, the office in Frederick will remain Delauder Insurance Agency, while the office in Germantown and Frederick will retain the Schaefer Insurance Services name.  By mid-September, we look forward to servicing the clients of both agencies at either location.

In Memoriam...

Farewell to a Friend and Colleague...

We have just learned that Ron McMichael, former Insurance agent in Germantown, passed away on March 31, 2014.  He was well known in the area and a part of the ERIE Insurance family.  In fact, the McMichael Insurance agency was acquired by Schaefer Insurance Services when Ron retired in December, 2010.  He will be imissed here at Schaefer & Delauder Insurance and throughout the community.  (Obituary)

We are saddened to report...

Our colleague, Wayne Meister, has passed away and we will certainly miss him. Wayne was a Life Specialist and a valued member of the staff here at Schaefer & Delauder Insurance for some time.

If you have been working with Wayne, please contact This email address is being protected from spambots. You need JavaScript enabled to view it. in the future.

What You Can Expect From This Insurance Agency...

Whether you seek vehicle insurance (to cover your car, truck or SUV), home insurance (as a homeowner, tenant, condo owner), business / commercial insurance, financial insurance programs (like life insurance, annuities, etc.) or some other insurance, why not request an online rate quote or contact one of our experienced agents about reviewing your current coverage or discussing your insurance needs if you reside or do business in MD, DC, WV, VA, PA, or NC?

Who is Schaefer & Delauder Insurance?

We are a full service independent insurance agency.  Our insurance agents and staff stand ready to help you.  Please feel free to contact any of them with your questions or to discuss your current policy or insurance needs.

A Little History About Our Agency...

Schaefer Insurance Services LC was formed in 1981 by John David Schaefer after a 21 year life insurance career with various companies such as Northwestern Mutual Life. 
He was appointed with Erie Insurance and was later joined by his son, Joel Schaefer, in  1992.  Dan and Tim Schaefer both joined the agency in 1996. In 2011, Schaefer Insurance Services acquired the McMichael Agency of Germantown, MD.  Then, in 2013, Schaefer Insurance Services merged with the Delauder Insurance agency to form Schaefer & Delauder Insurance to better serve the needs of both Montgomery and Frederick counties in Maryland.

How Can we Help You?

Whether you seek vehicle insurance to cover your personal or commercial car, truck or SUV or home insurance as a homeowner, renter / tenant, landlord, condo owner, or perhaps some other insurance coverage, why not request an online rate quote?  We will also help you select the right life insurance option, annuities and/or health insurance policy; and we can also assist you in protecting your business with various commercial coverages. We now also offer insurance to protect you against identity theft and help you protect your assets with an umbrella policy as well. 

Our staff of professional agents will advise you about any insurance issue you may have. If you live in or conduct your business in DC, MD, VA, WV, NC, DE or PA, why not contact us for help in reviewing your current insurance coverage and assistance with all your insurance needs?

Learn More About Schaefer & Deluader Insurance




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