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Germantown Office

13208 Executive Park Terrace
Germantown, Maryland 20874
Phone: 301-428-0282
Toll Free: 800-310-ERIE (3743)
Fax: 301-972-9352 / 888-642-8056


Frederick Office

5300 Westview Drive
Suite 304
Frederick, MD 21703
Phone: 301-694-0028
Fax: 301-694-0500



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Insurance Blogs - Germantown - Frederick - MD - Schaefer & Delauder Insurance Agency

New Year’s Resolutions – Are They Worth It?

happy new year 2015Do you avoid New Year’s resolutions? After all, they are just a set-up for failure, right? Well, maybe not. The folks at tell us that, based on 2014 data, about 46% of the American adults who make resolutions tend to maintain them through at least six months. Moreover, they report that those people who make explicit resolutions – whether they achieve the ultimate objectives or not – are ten times more successful at achieving goals in life than those who do not make such resolutions.  

If your efforts at New Year’s resolutions have failed in past years, perhaps you could use some fresh advice from the experts that goes beyond the basics of writing it down, being accountable and specific and going public with your plan.

Give Yourself a Chance to Succeed, in their article “Seven Tips to Help Your New Year’s Resolutions Stick”, recommends “mini-resolutions” – taking small bites of a big goal to assure success. And, if you’re a person who responds better to penalties than rewards, they suggest a unique automated disincentive that you won’t want to ignore.

Go Visual With Your Resolutions

International Business Times offers an unforgettable way to visualize your goals with a Vision Board in their “5 Tips To Make Lasting Changes In 2014”.

Choose to do What Really Matters

In their “9 Ways to keep your New Year’s resolutions”, advises not to make “cheap resolutions” but to focus on only one or two goals that you really want to reach and forget about what other people want you to accomplish. They also offer a very sound suggestion for automating your efforts, and they offer some valuable examples to get you started.

Insurance Tip:  Don't Guess at Your Coverage

No matter what you resolve to change in 2014, the start of this new year is just the right time to sit down with your insurance agent to review your policies and discuss any new insurance needs. Whether it is auto, home, life or business insurance, knowing that you have the best coverage in place to meet your needs gives you the peace of mind you need to pursue all other resolutions.

Here at the Schaefer & Delauder Insurance Agency, we are always glad to clarify your insurance options so you can make the right decisions about the coverage that is best for your needs. Why not arrange a policy review or contact our office in Germantown or Frederick at your convenience?


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