Personal Insurance

We can help you protect your home, auto, property and more with reliable insurance to meet your unique needs at the best rate.

Life Insurance

Your loved ones rely on you. Trust our agency to help you make the best life insurance choices to protect your beneficiaries.

Business Insurance

Each business is different. We'll help you explore options and build the right risk management strategy for your company.


Schaefer & Delauder Insurance, located in Germantown and Frederick, MD (Montgomery and Frederick counties), is an independent insurance agency. We serve residents of Maryland, District of Columbia, Virginia, West Virginia, North Carolina, New York , Delaware and Pennsylvania.  In addition to providing policies for the ERIE Insurance, Schaefer & Delauder Insurance offers a wide variety of policies tailored to meet your individual needs from a number of the best insurance carriers in the industry such as Progressive, AIC, Foremost, Travelers, AFLAC, Illinois Mutual, Fidelity National, TAPCO and Golden Rule to name a few.

Schaefer & Delauder Insurance is an independent insurance agency, we serve residents of Maryland, District of Columbia, Virginia, West Virginia, and more.



Timothy Schaefer

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Agency Principal, Independent Agent

CALL DIRECT 240-455-5139

Germantown Office 301-428-0282

Tim began his insurance career in 1983 as a claims adjuster for Erie Insurance Group. In 1987, he became an independent agent and managed another Erie agency for nine years. Tim joined Schaefer Insurance Services in 1996. He has earned the professional designation of Certified Insurance Counselor (CIC) as well as Life Underwriting Training Council Fellow (LUTCF). He specializes in personal and commercial property / casualty, life and health. Tim and his partner Rodrick live in North Potomac, Maryland with their cat Pirelli. They enjoy traveling, visiting the beach and they are both very active in the Rockville Lions Club.



Homeowners Insurance

Here at Schaefer & Delauder Insurance, we have helped homeowners like you protect their homes and possessions for many years. If your home is in Maryland, Virginia, Washington (DC), Pennsylvania or West Virginia, then our experienced agents can help you too.



Life Insurance

Life insurance can take many forms and is often used for purposes other than just paying for final expenses.  At Schaefer & Delauder Insurance we help people like you fashion just the right policy to better secure the future of your family or business.



Auto Insurance

If you drive, you need a car insurance policy to protect against accidents and other damages. We'll help you to know what auto coverage you need for your circumstances, and we’ll find the best insurance company to provide that coverage at the best rate.


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