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Office Hours

M-Th 8:30 AM - 5:00 PM

F 8:30 AM - 4:30 PM


Germantown Office

13208 Executive Park Terrace
Germantown, Maryland 20874
Phone: 301-428-0282
Toll Free: 800-310-ERIE (3743)
Fax: 301-972-9352 / 888-642-8056


Frederick Office

5300 Westview Drive
Suite 304
Frederick, MD 21703
Phone: 301-694-0028
Fax: 301-694-0500



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Commercial Insurance - Germantown - Frederick - MD - Schaefer & Delauder Insurance Agency


Commerical InsuranceIf you are in business, you know the value of a good business / commercial insurance package designed especially to fit your industry and your company.  Here at the Schaefer & Delauder Insurance Agency in Germantown and Frederick, Maryland (Montgomery and Frederick Counties), we will help you create that package, including the basic four coverages every business needs as well as any of many additional special coverages if you need them. We serve businesses in Maryland, Virginia, West Virginia, Pennsylvania, North Carolina, New York , Delaware and Washington, DC.

Just select any of the following coverages to learn more about it, or contact us if you are seeking something other than those listed.


Business Owners Policy and General Liability Insurance Package

Business insurance is usually a bundle of coverages, custom-designed to best protect your particular type of business for the many general risks and those that might be unique to your industry, whether you are in retail, property management, contracting or some other line of business.Learn more about Business Owners Policy and Liability Insurance Package>...


Business Vehicle Insurance

Covering your business vehicles against losses is an important part of your business insurance portfolio.   Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation. Learn more about Business Auto / Commercial Vehicle Insurance>...


Workers Compensation Insurance

Making your workplace safe is certainly one of your top priorities.  Even so, accidents happen.  Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses. Learn more about Workers Compensation (Comp) Insurance>...


Group Health Insurance Plans

Health insurance has been a hot topic for some time, and group health insurance benefits are possibly more important to employees than ever.   If you currently offer a group health insurance benefit, perhaps it’s time to re-evaluate your program. If you do not offer it, this could be an excellent time to consider it. Learn more about Group Health Insurance Benefit Plans>...


Group Life Insurance Plans

In this economy, employee benefits can be a more important tool than ever for a business owner.   Workers are concerned about making ends meet and at the same time protecting their financial future.  Offering group life insurance to your employees and their dependents can help attract and retain good people. Learn more about Group Life Insurance Benefit Plans>...


Key Employee Insurance

As a business owner, you work hard to stand out and be competitive in your market; and the trustworthiness of your employees is an important part of making that happen.  So when you lose one of those key employees, particular through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance. Learn more about Key Person (Employee) Insurance>...


Business Umbrella Insurance

No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection. Learn more about Business/Commercial Umbrella Insurance>...




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Schaefer & Delauder Insurance Services is licensed to conduct business in the District of Columbia, Maryland, Virginia, West Virginia, North Carolina, New York and
Pennsylvania; also Delaware (except for ERIE Insurance).
The information on this site is a solicitation to conduct business only in the aforementioned states of authority.

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