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Office Hours

M-Th 8:30 AM - 5:00 PM

F 8:30 AM - 4:30 PM


Germantown Office

13208 Executive Park Terrace
Germantown, Maryland 20874
Phone: 301-428-0282
Toll Free: 800-310-ERIE (3743)
Fax: 301-972-9352 / 888-642-8056


Frederick Office

5300 Westview Drive
Suite 304
Frederick, MD 21703
Phone: 301-694-0028
Fax: 301-694-0500



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Personal Insurance - Germantown - Frederick - MD - Schaefer & Delauder Insurance Agency

Personal InsuranceWhatever your personal insurance needs, if you are located in Maryland, Virginia, West Virginia, Pennsylvania, North Carolina, New York  or Washington, DC, then  you can rely on the Schaefer & Delauder Insurance Agency, here in Germantown and Frederick, Maryland (Montgomery and Frederick Counties), to help you find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.

The following are just some of the coverages we offer, and we invite you to contact us to discuss any other type of policy you might need, as well.

Auto Insurance

If you are like most folks, your car, truck or SUV is essential to your daily life. You take care of it and take care to avoid damage.  But accidents happen, and you need to know you are protected from loss. Learn about Auto Insurance>...

Homeowners Insurance

Your home is your castle, the place where you want to feel safe from nature’s perils; but just when we least expect it, disaster can strike. Learn about Homeowners Insurance>...

Condo Insurance

When your home is a condominium, no matter the building structure, would you know what questions to ask your condo association before purchasing insurance to cover your investment?  Condo owners needs vary. Learn about Condominium (Condo) Insurance>...

Renters Insurance

Whether you rent a house or apartment, you will need to protect your personal property and insure against others’ claims of damage or injury.  Contrary to what some believe, your landlord’s insurance does not offer you that protection. Learn about Renters Insurance>...

Personal Umbrella Insurance

What happens if the settlement following an accident far exceeds your insurance coverage?  Although high six-figure awards are still uncommon except in corporate lawsuits, they can happen. Personal catastrophe and liability coverage is your answer. Learn About Personal Umbrella Insurance>...

Flood Insurance

Even if you don’t live near water, flooding can still cause significant – even devastating – damage to your home and property.  Many people believe your homeowners insurance covers such damage, but that is not so.  You need separate insurance to protect against a flood. Learn About Flood Insurance>...

Boat Insurance

Your boat is an important investment – even more important when you add accessories, equipment and a trailer. Learn About Boat Insurance>...

Motorcycle Insurance

When the open road calls, you and your motorcycle are ready to roll.  You will want the security of knowing that you and your ride are protected in the case of damage, accidents and theft. Learn about Motorcycle Insurance>...

If you are located in MD, VA, WV, PA, NC or DC, then why not consider contacting our expert agents who will review your current insurance coverage and recommend policy changes if needed. Whether your personal insurance needs are for home, condo, renters, auto, flood, boat, Motorcycle or some other type of coverage, our goal, here at Schaefer & Delauder Insurance, is to see that you have the very best insurance coverage to meet your own unique needs.



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Schaefer & Delauder Insurance Services is licensed to conduct business in the District of Columbia, Maryland, Virginia, West Virginia, North Carolina, New York and
Pennsylvania; also Delaware (except for ERIE Insurance).
The information on this site is a solicitation to conduct business only in the aforementioned states of authority.

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